The Affirm Advantage
Affirm Financial Services was created by Canadians, for Canadians. Our financial services are designed to help Canadians get the most out of their credit, which helps today – and builds a better tomorrow.
Affirm Financial vs Higher Interest Loans
Higher interest loans are seldom a solution to your financial challenges. In many ways a higher interest loan can make matters worse. Interest rates and fees can make that ‘quick cash’ very expensive. Fees that are buried in the fine print can come back to haunt you. It can become a revolving door – to the point where you will have trouble getting yourself out of debt. And, not all higher interest companies report your account to the Credit Bureau – cheating you out of the opportunity to improve your credit.
Here are just a couple of additional reasons why Affirm Financial should be your lender of choice…
Improving Your Credit Score
To help you get your finances back in order, we report your credit card payment history to the Credit Bureau. Remember, not everyone does this. With a monthly payment performance record you have one more reason to give creditors confidence in your ability to borrow and improve your credit score over time.
Simplify Your Financial Obligations
Affirm Financial is a valuable resource in getting your finances under control. We can work with you to establish monthly payments you can afford, and pay off sooner! With a good plan, you can reduce the cost of borrowing and get yourself back on a solid financial footing.
Taking The First Step – In The Right Direction
Applying for a personal loan or credit card when you have a low credit score can feel overwhelming. The good news is that getting approved isn’t magic… Affirm understands this and is here to help. We determine an applicant’s credit worthiness in a number of ways.
We look at a number of factors, including your current income and expenses. In our years of serving the Canadian market we have developed careful criteria to assess an individual’s ability to repay a loan. That’s a major reason why our rates and fees are very fair for our customers.