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The Affirm Mastercard®

Features

  • True credit – no security deposit required
  • Credit limit up to $3,000
  • Use it anywhere Mastercard® cards are accepted
  • Online access to your card account
  • Interest rate of 29.99% for homeowners and 34.99% for non-homeowners
  • Annual fee of $84.00 ($7.00/month)
  • Minimum monthly payment – the greater of $30 or 4%
  • Reports to credit bureaus every month under Affirm Card/BC

Please take note that, upon careful consideration, we have made the decision to adjust our pricing effective May 1st, 2017. You should have already received or will be receiving (depending on the date your card was issued) a notice to inform you of the date this pricing adjustment will apply to your account (as it may vary from May 1st, 2017):

Homeowners:

  • Annual percentage rate is 29.99% but will increase to 34.99% if you miss 2 payments in a 6-month window
  • Annual fee of $120.00 ($10.00/month)
  • Foreign Currency Conversion is 2.5%
  • Returned Payment Fee is $39

Non-homeowners:

  • Annual percentage rate is 39.99% but will increase to 44.99% if you miss 2 payments in a 6-month window
  • Annual fee of $144.00 ($12.00/month)
  • Foreign Currency Conversion is 2.5%
  • Returned Payment Fee is $39

Access your Affirm Mastercard® credit card online

CLICK HERE to login to My Affirm Card and register your account.

Once you’ve registered your card, you will then be able to:

  • Check your account balance
  • View prior statements
  • View purchase history
  • Update your contact information

…all at your fingertips!

Disclosure Statement and Cardholder Agreement

Review the Affirm Mastercard® Disclosure Statement and Cardholder Agreement.

The Affirm Disclosure Statement applies to the Affirm Mastercard® account we set up for you, and sets out the interest rates and charges for that account. This was sent to you in your welcome kit. If you require an additional copy, please call 1-800-259-1167

The Cardholder Agreement sets out the terms and conditions of your Affirm Mastercard® account.

Click here to view, download or print the Cardholder Agreement.

Affirm Mastercard®. This card is issued by Peoples Trust Company under licence from Mastercard International. ®®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.