Affirm Financial Helping People

When it comes to borrowing money – no one wants surprises.

No hidden fees

At Affirm Financial services we publish our fees and interest charges in a way that is simple to understand. What you see is what you pay. And even then, the benefits of Affirm Financial services can exceed other available lenders with our extremely competitive rates.

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Please take note that, upon careful consideration, we made the decision to adjust our pricing effective May 1st, 2017 for customers that were approved on or before February 14th, 2017 and effective June 1st, 2017 for customers approved between February 15th and April 2nd, 2017. A notice was sent to all of our customers providing a minimum of 45 day’s notice. All customers approved from April 3rd, 2017 on were advised of the new price as part of the online application process. The following prices reflect the new price that is in effect.

Homeowners:

  • Annual percentage rate of 29.99% (increases to 34.99% if you miss 2 payments within a 6-month period)
  • Monthly fee is $10
  • Minimum monthly payment will be the greater of $30 or 4%
  • Foreign Currency Conversion is 2.5%
  • Returned Payment Fee is $39

Non-homeowners:

  • Annual percentage rate of 39.99% (increases to 44.99% if you miss 2 payments within a 6-month period)
  • Monthly fee is $12
  • Minimum monthly payment will be the greater of $30 or 4%
  • Foreign Currency Conversion is 2.5%
  • Returned Payment Fee is $39

Hassle Free

Our approach at Affirm Financial is all about making things simple for our customers.
We do this in three ways:

  • The application form is designed to take 15 minutes or less to complete.
  • To make it easier for you we can approve over the phone.
  • We do not ask you to use property, auto or other assets.