Affirm Financial Helping People

When it comes to borrowing money – no one wants surprises.

No hidden fees

At Affirm Financial services we publish our fees and interest charges in a way that is simple to understand. What you see is what you pay. And even then, the benefits of Affirm Financial services can exceed other available lenders with our extremely competitive rates.

Credit card

  • Annual percentage rate is 29.99% for homeowners and 34.99% for non-homeowners
  • Monthly fee is $7
  • Minimum monthly payment will be the greater of $30 or 4%

Please take note that, upon careful consideration, we have made the decision to adjust our pricing effective May 1st, 2017. You should have already received or will be receiving (depending on the date your card was issued) a notice to inform you of the date this pricing adjustment will apply to your account (as it may vary from May 1st, 2017):

Homeowners:

  • Annual percentage rate is 29.99% but will increase to 34.99% if you miss 2 payments in a 6-month window
  • Monthly fee is $10
  • Minimum monthly payment will be the greater of $30 or 4%
  • Foreign Currency Conversion is 2.5%
  • Returned Payment Fee is $39

Non-homeowners:

  • Annual percentage rate is 39.99% but will increase to 44.99% if you miss 2 payments in a 6-month window
  • Monthly fee is $12
  • Minimum monthly payment will be the greater of $30 or 4%
  • Foreign Currency Conversion is 2.5%
  • Returned Payment Fee is $39

Hassle Free

Our approach at Affirm Financial is all about making things simple for our customers.
We do this in three ways:

  • The application form is designed to take 15 minutes or less to complete.
  • To make it easier for you we can approve over the phone.
  • We do not ask you to use property, auto or other assets.