Affirm Financial Helping People

The Affirm Term Loan

From as little as $300, all the way up to $10,000, there’s an Affirm Term Loan to meet your needs and circumstances.


  • Personal loans up to $10,000
  • Fixed monthly payments
  • Repayment terms from 6 to 60 months
  • No pre-payment penalties
  • Competitive rates based on your financial situation*

Financial solutions for people who:

  • Need money for a sudden emergency
    –    Medical expenses
    –    Unexpected bills
  • Need money for everyday expenses
    –    Auto repairs and upgrades
    –    Home repairs and renovations
    –    Medical incidentals
    –    Moving expenses
    –    Travel
    –    Holiday gifts
  • May have past credit problems
  • Are worried about being able to get a loan from their financial institution
  • Want to improve their credit

Click here to Apply!

* Interest rates are based on various factors, including credit criteria and payment history. Interest rates start at 29.9%.

Prior to funding you must receive and acknowledge the Affirm Disclosure Statement.

Click here to view, download or print the Term Loan Sample Disclosure Statement.

Our goal is to fund you in less than 24 hours. Depending on your financial situation, it could take 2 to 4 days to fund you after receiving all of your proper documentation.

Eligibility criteria

  • Canadian citizen or Canadian resident
  • Age of majority in your province
  • Not currently in bankruptcy or consumer proposal process
  • Some credit history required
  • Verification of employment or regular source of income

Making payments

  • You may pay more than your monthly payment or pay off the loan at any time without penalties
  • Your first payment can be scheduled up to 45 days after you sign your Loan Agreement.


  • Administration fees may apply. If you are in default, we can require you to pay the costs reasonably incurred for legal services retained by us to collect or attempt to collect payment from you.
  • In the event of returned payment due to insufficient funds, there is a fee of $45.00 per occurrence