It comes down to two simple words: we understand.

Let’s face it – things happen. Financial plans may not always work out the way you imagined. It’s tough to deal with – but you are dealing with it. Don’t you deserve credit for that? Your bank may not think so. But we do.

That’s why we offer financial solutions for Canadians who can’t get a credit card from their financial institution. We have two ways to help you get back on a more solid financial footing:

  • The Affirm Mastercard®
    It’s true credit – no security deposit is required, and credit limits are up to $3,000. Use it everywhere Mastercard® credit cards are accepted.*

The Affirm program has enormous advantages over “quick cash”, which not only have much higher interest rates, but also extra fees that are buried in the fine print. This can become an expensive treadmill that you might never get off. And many of these higher interest lenders do not report your payments to the credit bureau, so even if you’re paying you don’t benefit from an improvement in your credit score.

Another Affirm advantage is that we can help you even in an insolvency or bankruptcy situation. If you’ve satisfied your Consumer Proposal or been discharged from bankruptcy, you may qualify for an Affirm Mastercard®*.In fact, we may be able to help you even if you are still working toward completing the process.

Affirm has already said “You deserve the credit” to over 45,000 Canadians. Maybe it’s your turn now!


* Affirm Mastercard®. This card is issued by Peoples Trust Company under licence from Mastercard International. ®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

** Interest rates starting at 29.9%.